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China payments: cards, cash, and mobile wallets

Published: 2026-02-14
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A pragmatic payments setup guide: what to expect, what to bring, and how to avoid being stuck at checkout.

The goal

Have 2 working ways to pay, and don’t depend on a single app, a single card, or a single phone battery.

A safe setup

  • One primary card
  • One backup card (stored separately)
  • Some cash for small shops and emergencies
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Last updated: 2026-02-14
Visa/immigration and health information can change quickly. Verify critical details with official sources before booking.
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